Comparison · Updated June 2026

Best cards for
Uber Eats & delivery.

Most premium cards aren't built for delivery. Three are. The Amex Platinum gives $200/yr in Uber Cash. The Sapphire Reserve gives $120/yr in DoorDash. The Amex Gold splits the difference. Here's how to stack them honestly.

3 cards comparedHonest mathNo affiliate links
The short answer

Three platforms, three different picks.

Premium card delivery credits aren't interchangeable. Each fires on a specific platform. Match your delivery habit to the card that pays for it.

Pattern 01

The Uber Eats regular.

Orders Uber Eats two-plus times a week. Also takes Ubers around town. Wants the largest delivery credit, no friction.

Amex Platinum
$200/yr Uber Cash + $240 dining credit
Pattern 02

The DoorDash diner.

DoorDash is the default app. Orders food + grocery delivery weekly. Already paying for DashPass (or wants it bundled).

Sapphire Reserve
$120/yr DoorDash credit + DashPass included
Pattern 03

The Grubhub diner.

Orders Grubhub, hits Shake Shack, occasional Cheesecake Factory takeout. Wants $10/month auto-fired on actual restaurants.

Amex Gold
$120/yr dining credit (Grubhub, Shake Shack) + $84 Uber Cash
Side by side

The delivery-credit three.

These are the three premium cards we cover that include meaningful delivery-platform credits. Other cards (Venture X, Bonvoy Brilliant) earn base rewards on delivery but include no delivery-specific credit.

 
Platinum Card
American Express
Sapphire Reserve
Chase
Amex Gold
American Express
Annual fee$695$550$325
Uber Cash$200/yr · $15/mo + $35 Dec—$84/yr · $7/mo
DoorDash credit—$120/yr · $5 food + $5 grocery monthly—
Other dining credit$240/yr · select restaurants—$120/yr · Grubhub + 5 more
DashPass / Uber OneUber One bundledDashPass included—
Earn on delivery1×3× dining4× dining
Best fit forUber-heavy / rideshareDoorDash regularsGrubhub + earn-rate optimizers

* Earn rates and credits reflect published terms as of June 2026. Effective return depends on points redemption value and how reliably you claim each credit. Uber Cash and DoorDash credits are use-it-or-lose-it monthly; they do not roll over.

Card by card

The full breakdown.

Amex Platinum
Annual fee $695
Best for Uber-heavy users

The Platinum is the heaviest Uber Cash card in the industry: $200 annually ($15/month, plus $35 extra in December). Uber Cash applies to Uber Eats orders and Uber rides interchangeably — and Uber One membership is bundled, eliminating the $9.99/month fee.

The $240 restaurant credit is fragmented across select restaurants (currently a rotating list). The 1× base earn rate on delivery isn't competitive — Platinum's delivery edge is the credit, not the earn rate. Pair it with a Gold or Sapphire Reserve for the earn-rate side.

Strengths

  • $200/yr Uber Cash — largest in industry
  • Uber One membership bundled
  • Centurion Lounges if you fly

Caveats

  • 1× earn on dining — worst in this list
  • $695 fee — only justifies if travel benefits used
  • $240 dining credit limited to select restaurants
Chase Sapphire Reserve
Annual fee $550
Best for DoorDash regulars

The Sapphire Reserve is the only premium card with a meaningful DoorDash credit: $120/yr split as $5/month food + $5/month grocery / convenience. DashPass membership is bundled (free delivery on eligible orders + reduced service fees), which itself runs $9.99/month if purchased separately.

Add 3× points on dining + the $300 broader travel credit (which can apply to food at restaurants when booked through Chase Travel), and the Sapphire Reserve becomes the DoorDash power user's card — with strong upside if you also use Ultimate Rewards transfer partners.

Strengths

  • $120/yr DoorDash credit · only premium card with this
  • DashPass membership included
  • 3× points on dining + Ultimate Rewards transfer

Caveats

  • No Uber Cash
  • DoorDash credit is fragmented monthly · split food/grocery
  • $550 fee — larger commitment than Gold
Amex Gold Card
Annual fee $325
Best for Grubhub diners + earn-rate optimizers

Gold splits the difference: $84/yr Uber Cash ($7/month), plus a $120/yr dining credit ($10/month) that fires on Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Five Guys and Shake Shack. The merchant list is narrow, but the Grubhub coverage means a meaningful chunk of delivery is covered.

Where Gold pulls ahead: 4× points on restaurants worldwide — the strongest earn rate in this comparison. If you also order delivery directly from the restaurant (bypass Uber Eats), Gold catches the 4× while the others don't. Combine with the dining credit, and Gold often nets more value than Platinum on dining for $370 less in fees.

Strengths

  • 4× points on dining — best earn rate here
  • $120 dining credit covers Grubhub + 5 more
  • $84/yr Uber Cash for additional delivery
  • Lowest fee of the three

Caveats

  • Dining credit fires at six merchants only
  • Smaller Uber Cash than Platinum ($84 vs $200)
  • No DoorDash credit or DashPass

Carrying other premium cards? Venture X and Bonvoy Brilliant earn 2× and 3× respectively on delivery purchases but don't include a delivery-specific credit. CARDIER tracks every reward earned across your full wallet — not just the cards in this comparison.

Why CARDIER

Two delivery credits don't compound.

Carry the Platinum and Sapphire Reserve and you have $320 in delivery credits spread across two platforms, with monthly reset windows and platform-specific rules. CARDIER routes each order to the credit that fires.

Order routing

Open CARDIER before you order. It knows which delivery platform fires your credit — and which card has the highest effective return on the rest.

Monthly reset alerts

Uber Cash resets the 1st. DoorDash food credit resets the 1st. Grubhub credit resets the 1st. Three platforms, one alert stream.

Stack the credit

The Uber Cash credit stacks with the 4× points on the underlying restaurant transaction. CARDIER surfaces these stacks automatically.

Your move

Track these cards with Cardier.

Add the cards in your wallet, set how you order, and CARDIER routes every delivery to the credit that fires — and alerts you before any credit window closes.

Begin freeTour the live demo
Questions

Delivery credits, plainly.

Which credit card has the most Uber Cash?
The Amex Platinum gives the most — $200/yr in Uber Cash ($15/month plus $35 in December). It can be used on Uber rides and Uber Eats. The Amex Gold provides $84/yr ($7/month). No other major premium card includes Uber Cash.
Which card has DoorDash credit?
The Chase Sapphire Reserve includes a $120/yr DoorDash credit ($5/month off food + $5/month off grocery / convenience). DashPass membership is also included. Both Amex Platinum and Sapphire Preferred include shorter-term DashPass benefits at certain points in the year.
Can I use Uber Cash and DoorDash credit together?
Yes — they cover different platforms. Carry the Platinum for Uber Eats, the Sapphire Reserve for DoorDash, and CARDIER routes your delivery order to whichever credit pays. Card Advisor knows which platform each restaurant operates on and tells you which card to reach for.
Do Marriott Brilliant or Venture X include delivery credits?
Neither includes a delivery-specific credit. Venture X earns 2× miles on delivery transactions (flat rate). Marriott Brilliant earns 2× Bonvoy points. Neither is built for delivery — but both can serve as your non-bonus everyday card while a delivery-credit card handles the meals.

* All figures reflect published card terms as of June 2026 and are subject to change at the issuer's discretion. Uber Cash and DoorDash credits are issued monthly and do not roll over. Effective returns depend on actual usage of the credit. CARDIER is an independent tool — not affiliated with, endorsed by or sponsored by American Express, Chase, Uber, DoorDash or Grubhub. All card names and trademarks are the property of their respective owners and are used here for identification only.