Sample wallet · All figures are illustrative · fictional data shown to demonstrate CARDIER's capabilities · not a real account
Live demo · Daniel's Wallet

You captured $2,847
this year.

Four premium cards. One wallet. Every credit surfaced, tracked and reclaimed — before anything expires.

Benefits captured · 12 months to May 2026
$2,847
$2,847 capturedof $4,180 available
68%Capture rate
Strong
This sample wallet scores in the top range — illustrating what CARDIER tracks across a premium portfolio.
Net value · after fees
+$1,824
After $1,965 in annual fees
Premium cards tracked
4
Platinum · Reserve · Venture X · Gold
Total available · cycle
$4,180
Across all cards and categories
Capture rate
68%
$1,333 still available to claim
Per-card breakdown

Four cards.
Each earning its keep.

CARDIER tracks every credit across your whole wallet — not just the card you used last.

Wallet breakdown

$1,965 in fees · $4,180 available
Amex Platinum
$695/yr · 165% fee coverage
$1,149
of $1,640 avail.
Sapphire Reserve
$550/yr · 128% fee coverage
$704
of $1,450 avail.
Venture X
$395/yr · 142% fee coverage
$561
of $700 avail.
Amex Gold
$325/yr · 124% fee coverage
$402
of $540 avail.
Monthly trends · Jun 2025 – May 2026

Value flows in waves.

Benefits reset monthly, quarterly and annually. CARDIER surfaces each reset before the window closes.

Value captured · monthly

$2,847 total · Jan peak: $355
$195
Jun
$265
Jul
$240
Aug
$220
Sep
$175
Oct
$215
Nov
$290
Dec
$355
Jan
$195
Feb
$225
Mar
$265
Apr
$207
May
Wallet intelligence

What needs your attention.

Expiring soon

Next 60 days
DoorDash credit
Sapphire Reserve · May 24
4 days
$5
Saks Fifth Avenue — H2
Amex Platinum · May 31
11 days
$50
Uber Cash
Amex Gold · monthly · May 31
11 days
$10
Dining credit
Amex Gold · monthly · May 31
11 days
$10
$300 travel credit
Venture X · resets Jan 2027
Used ✓
$300

This is a live demo with a fictional wallet.
Your numbers start from day one in the app.

By category

Where the value comes from.

Benefit categories · YTD
$2,847 captured across travel, dining & lifestyle
May 2026
Travel credits & lounge access$1,040 / $1,160
Dining & restaurant credits$720 / $860
Lifestyle & subscriptions$487 / $640
Statement credits & cash back$400 / $720
Transfer bonuses & points$200 / $800

Travel and dining credits are the highest-ROI categories because they overlap across three of four cards. Stacking these credits is where CARDIER finds the most untapped value. $1,333 in available benefits remain — the biggest gap is in transfer bonuses, which require more intentional redemption planning.

Ready to see your wallet?

Start capturing.

Daniel's wallet earns $1,824 more than the fees cost him every year. The credits were always there — CARDIER just made sure none of them slipped away.

Private betaNo bank loginsiOS & Android soon
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