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press@cardier.appKey facts
Approved boilerplate
Short (one sentence):
CARDIER is a private, local-first iOS app (with Android shortly after) that helps premium cardholders track, optimize, and fully capture the value of their annual benefits and credit card rewards.
Medium (two sentences):
CARDIER is a private, local-first app for premium cardholders — launching on iOS with Android shortly after — that tracks benefits, surfaces expiring credits, and shows which card earns the most at every purchase. Unlike aggregators, CARDIER never requests bank credentials or sells user data — the cardholder's financial profile stays on their device.
Long (paragraph):
CARDIER is an intelligent benefits-management and card-optimization app for premium cardholders. It maps every annual credit, travel perk, and earning multiplier across a cardholder's entire wallet, then tells them exactly how much value they've captured versus what's available — and what's about to expire. Card Advisor recommends the best card for each purchase in real time. Annual Review determines whether each card is worth renewing. All processing happens locally on the user's device: CARDIER requires no bank logins, no shared credentials, and sells no data. Pro membership is $99 per year.
For immediate release
The official launch release for CARDIER. Adapt or quote in full; the boilerplate and contact details above are also free for use.
For immediate release · Tyler, TX
CARDIER launches benefit protection for premium credit cardholders.
A new iOS app tracks expiring statement credits and shows the real ROI of $400+ annual-fee cards — without bank-account aggregation.
CARDIER, an iOS app built for premium credit cardholders, launched today with a single, narrow purpose: to make sure cardholders actually capture the benefits they have already paid for. The team estimates that a typical premium cardholder leaves roughly $1,340 in statement credits and perks unclaimed each year — a figure the company has documented and stands behind, while declining to inflate it with higher numbers circulating in the category.
The product addresses a problem unique to premium cards: a $400–$695 annual fee is justified on paper by a stack of statement credits and perks that, in practice, are fragmented across calendar resets, cardmember-anniversary dates, and monthly micro-credits. CARDIER maintains the benefit catalog for major issuer products, tracks each cardholder's reset schedule, and surfaces expiring credits before they vanish.
The company is also launching what it calls an ROI Dashboard — a per-card calculation of captured value minus annual fee. The dashboard answers a question most cardholders never explicitly ask: is this card actually earning its keep? The same engine identifies overlap between cards (two Priority Pass memberships, two airline-incidental credits) that quietly cost cardholders hundreds of dollars a year.
CARDIER is unusual in that it does not ask for bank-account credentials or aggregate transaction data. The app needs only the list of cards a cardholder holds; everything else is calendar work. The team treats the absence of bank-login as a deliberate design choice, not a feature to flaunt.
“[FOUNDER QUOTE — replace with your own. Suggested draft: “Premium cards are a leverage instrument. The reason the math goes wrong for most people is not the product — it's the bookkeeping. CARDIER is the bookkeeping.”]”
Mauricio Guerrero, Founder, CARDIERCARDIER is available on iOS at launch, with Android and web versions planned for subsequent releases. Pro membership is $99/year or $14.99/month, with a free tier that includes core benefit tracking. The company is independent and not affiliated with American Express, Chase, Capital One, Citi, or any card issuer.
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